I have been referred to a penny pincher more than once. I’ve been called a lot worse than that, mind you, but the name “penny pincher” comes up the most often. People say that like it’s a truly awful thing, as through wasting money casually is a better, somehow more rewarding way of life. And maybe it is, I absolutely wouldn’t know. My Mom raised me as a spendthrift and that is how I will raise my own children. I don’t happen to own a car, I ride the bus so I don’t have to pay for insurance or gas. I never go out to eat in fancy restaurants, and I hardly ever turn on my furnace or my a/c. My house came with a powerful heating as well as cooling system, even though I maybe use them once or twice a year. And when I do use the HVAC, I make sure that I follow some strict energy saving tips. For example, the ductwork. You might not be aware of this, but air ducts can cost you a lot if not properly ran tests on. I constantly make sure to do a thorough cleaning of the ducts before using the Heating and A/C. Once the heating or cooling is turned on, I check all the seams to make sure the ductwork sealing still holds. A massive amount of overpriced air can be lost through cracks in the walls of the heating ducts. I also make sure that I adequately calibrate the temperature control with a separate digital temperature control, to confirm that the temperature readings are accurate. Climate control is wonderful to have, but saving money on utility bills is a little bit greater, at least in my opinion.